Investing in Portugal
Portugal, with its discreet elegance and vibrant soul, captivates with its maritime heritage, authentic culture, and landscapes of mesmerizing beauty.
From Lisbon to Porto, each city blends old-world charm with refined modernity, from sunlit azulejos to picturesque alleyways. Its wild Atlantic coastline evokes a timeless sense of freedom, while its craftsmanship and gastronomy, elevated by the melancholy notes of fado, celebrate a uniquely Portuguese art of living.
A land of explorers and poets, Portugal embodies a singular softness, where tradition and innovation intertwine with effortless grace.
The steps
Acquisition process
1. Obtain a NIF (Portuguese tax identification number). 2. Open a Portuguese bank account. 3. Sign a preliminary sale agreement with a 10% deposit. 4. Sign the final deed before a notary and register the property.
Taxes & Fees
• Stamp duty: 0.8% • IMT (Property Transfer Tax): 1% to 8% • IMI (Annual Property Tax): 0.3% to 0.45% • Rental income tax: 28% flat or simplified regime (15%) • Capital gains tax: 50% of the gain taxed under personal income tax (progressive scale)
Advantages & disadvantages
• Non-Habitual Resident (NHR) regime: 10% tax on pensions • Strong rental demand and steady market growth • High quality of life and attractive environment • Rising prices in major cities • Gradual phase-out of NHR benefits
Recommended Areas
• Lisbon: Strong rental demand, dynamic market • Porto: Lower prices than Lisbon, great potential • Algarve: Paradise for retirees, upscale property market
Tax strategies
• Rent through a company to optimize income tax • Buy before the end of the NHR regime to maximize benefits
Our destinations
ALGARVE - COMPORTA - LISBON - MELIDES - PORTO
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